What Vehicle is Most Involved in Fatal Crashes?

The Answer? 🚚 The Ford F‑Series: Most Involved in Fatal Crashes

According to ValuePenguin’s analysis of NHTSA data, Ford F‑Series pickups—especially the F‑150—tops all vehicles most involved in fatal crashes, with 10,845 fatalities during one study period. These trucks dominate crash statistics due to their size, blind spots, and sheer prevalence on the road.

Key Factors:

1. Size & weight: F‑Series trucks are heavy and ride high, creating blind spots and delivering greater force in collisions.
2. Population on the roads: As America’s best-selling vehicle line with 765k+ sales in 2024, and continuing into 2025 according to Car and Driver, they’re everywhere—so accident exposure is high.
3. Design concerns: Super Duty roofs have been linked to severe collapses in rollovers, leading to major lawsuits, as well as recent software issues causing rear view cameras to be unreliable.

⚠️ Insurance Considerations in Ford F‑Series Accidents

Accidents involving large pickup trucks often trigger higher insurance scrutiny. When a crash involves a large vehicle like a Ford F-Series truck, insurance companies often treat the case with greater scrutiny—and for good reason. These vehicles introduce higher risks, larger claims, and greater liability exposure.

🔹 Increased Damage Potential

Due to their mass and elevated structure, F-Series pickups can cause more significant damage than smaller vehicles, especially in T-bone or rear-end collisions. Their height can result in:

• Crushing damage to sedans and smaller SUVs.

• Under-ride scenarios where the smaller car gets wedged under the truck’s frame.

• More serious injuries, especially to occupants in the struck vehicle.

These factors mean repair costs and medical bills are usually much higher, which prompts insurers to investigate more thoroughly before paying out.

🔹 Higher Likelihood of Disputed Claims

Insurance companies may try to shift blame or argue that:

• The driver of the smaller vehicle contributed to the accident.

• The injuries aren’t as severe as claimed.

• The damage is not proportionate to the reported impact.

This kind of second-guessing is especially common in rear-end collisions, where insurers may argue sudden braking or unsafe lane changes by the victim.

🔹 Commercial Use Concerns

Some Ford F-Series trucks—especially Super Duty models—are used for commercial or contractor work. If the truck is insured under a commercial policy, or operated by a business, the insurance landscape becomes more complicated:

• Different policy limits and exclusions may apply.

• There may be multiple layers of insurance (driver, employer, business vehicle fleet coverage).

• Commercial insurers often defend more aggressively to limit payouts.

🔹 Product Liability and Safety Recalls

In some cases, the accident may be linked to a defect or safety issue with the truck itself, such as:

• Faulty brakes

• Roof collapse in rollovers

• Sudden unintended acceleration

• Tire blowouts

This opens the door to product liability claims against the manufacturer (e.g., Ford), which can delay or complicate your settlement.

✔️ What to Do If You’re Hit by a Ford F‑Series Truck and You are Not at Fault

1. Seek immediate medical treatment even if injuries seem minor.

   • Do not delay medical treatment. Watch this GR8 Pros to Know segment with partner Puneet Garg, discussing the Dangers of Delaying Medical Treatment After an Injury for more information.

2. Document everything:

   • Photos of all vehicles, damage, plates, location.

   • Get contact and insurance info from the Ford F‑Series driver and any witnesses.

   • Keep crash reports. Get yours at the Nevada Highway Patrol Crash Report Request site.

3. Notify your insurer and consider hiring a lawyer:

   • Anthem Injury Lawyers can handle complex claims against high-value vehicles.

   • We’ll manage adjusters, dispute lowball offers, gather evidence (including black box and video).

4. Explore all insurance avenues:

   • The F‑Series driver’s liability coverage should pay for your injuries and damage.

   • If inadequate, your uninsured/underinsured motorist (UIM) coverage may apply. Read more about this in our blog Understanding Uninsured and Underinsured Motorist Coverage in Nevada.

5. Learn about property damage vs. injury claims:

   • Read more about property damage in our blog What to Know About Car Repairs After a Nevada Car Accident

🧩 Helpful Links from Anthem Injury Lawyers

For further guidance on what to do after an accident with a truck or other vehicle, here are some resources:

Hiring a Knowledgeable Law Firm to Represent You in a Truck Accident

What to Expect During the Car Accident Claims Process in Nevada

✅ Final Takeaway

Ford F‑Series trucks are statistically more likely to be the vehicle involved in fatal crashes due to their size, popularity, and potential defects. If you or a loved one has been hit by one and aren’t at fault, swift action—medical care, documentation, and legal help—is crucial for maximizing your recovery.

At Anthem Injury Lawyers, we’ll handle insurance companies, fight for full compensation, and guide you every step of the way. Contact us today for a free consultation. We take cases in Las Vegas, Henderson, and throughout the Southern Valley.