You may already know what to do if you’re in a car accident (get the other driver’s insurance information, license plate number, contact information; take photos of the accident scene; get a copy of the responding police officer’s police report); however, do you know what to do if you are a car accident where there was only one vehicle involved?
How does this happen and who is responsible for this type of accident?
How Single-Vehicle Accidents Occur
A single car accident is an auto accident involving only one vehicle. It can occur when a motor vehicle:
- Runs off the side of the road
- Spins out of control
- Crashes into a tree, wall, divider, pole, or other stationary object
- Hits a pedestrian or animal
- Flips over
Even though a single-vehicle accident only involves one vehicle, they can still cause very serious injuries and cause extensive property damage.
Who is Liable in a Single-Car Crash?
Who is liable for a single-car crash depends on a number of different factors.
- The driver may be liable if the accident was caused by speeding, a traffic violation, or another act of negligence
- The vehicle manufacturer may be liable if the accident was caused by a defective product
- A local government agency may be liable if they failed to repair a dangerous road condition
- Another driver may be liable if the accident was caused by something falling from the other vehicle.
If you think that your single-car crash was caused by another person, company, or government agency, you should speak with an experienced attorney who can advise you about your rights.
Can I File a Claim With My Insurance Company?
Whether you can file an insurance claim depends on the type of car insurance you have.
- Liability coverage – Liability coverage pays for property damages and injuries that you cause.
- Collision coverage – Collision coverage covers any damage to the insured car caused by a vehicle collision.
- Comprehensive coverage – comprehensive coverage provides additional coverage in the event that your car is damaged. It may also cover you for damages that happen in incidents other than collisions, such as vandalism, natural disasters, or accidents involving animals.
If you have questions about whether your auto insurance policy will cover your medical bills and property damage, you should read your policy. If you still have questions, speak to your insurance agent.
Experienced Las Vegas Car Accident Attorneys
If you or a loved one involved in a single-vehicle car accident, you should get legal advice from an experienced personal injury attorney who can help you protect your rights.