How To Pay For Medical Care After a Car Accident

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    June 19 2019

    If you’ve been in an auto accident that was someone else’s fault, how are you going to pay for your medical treatment?

    You might be planning on filing a personal injury lawsuit against the other driver; however, you can’t pay your current medical bills with money that may or may not come in the future.  What are your options? The answer to this question depends on the type of accident that you have, the state where you live, and the type of insurance policy that is involved.

    How To Pay For Medical Care After a Car Accident

    Your Personal Insurance

    Your auto insurance or health insurance policies may cover your medical expenses.  Some car accident insurance policies have personal injury protection coverage or medpay insurance that will cover your health care expenses.  Medpay or medical payments coverage will help pay medical expenses related to an accident, regardless of who is at fault. Check your car insurance policy to see exactly what type of insurance coverage that you have and what exactly it covers.  If you have any questions about your coverage or auto insurance policy limits, contact your insurance provider.

    Your health insurance policy may also cover your expenses.  Contact your health insurance company and find out exactly what your policy covers.  If you have a good health plan, your doctors’ visits and hospital stays may be completely covered or covered after you pay your co-pay.  Contact your health insurer to find out exactly what your policy covers.

    The At-Fault Driver’s Insurance

    If the at-fault driver has medical payments insurance, that will cover the medical bills of the injured person up to the policy limits, even if the personal injury claim is still pending.  If you have any questions about how medpay works, you should seek legal advice from an experienced car accident lawyer.


    Medicaid is another option that may help you pay for medical care after a car accident.  Medicaid is a federal health insurance program that provides health insurance to low-income people through state health insurance programs.

    If you get into a car accident and lost your health insurance or job as a result, you may qualify for Medicaid.  If you get into a car accident and don’t have health insurance, go to your state’s Medicaid office and find out if you qualify.  If you qualify, Medicaid will pay for your medical costs moving forward. In some cases, Medicaid may even pay for your past medical bills.

    Payment Arrangements with Health Care Providers

    Some medical providers who work with car accident victims are willing to work out different payment arrangements.  For example a doctor or chiropractor who is treating an injured person for their car accident injuries may be willing to treat a patient now in exchange for a promise to pay them out of the proceeds of any personal injury case settlement or verdict.

    If you are working with a personal injury lawyer on your car accident case, they can often refer you to experienced medical providers who are willing to treat you according to this type of arrangement.

    Experienced Las Vegas Personal Injury Lawyers

    If you or a loved one has been in a car accident, you should speak with an experienced personal injury attorney who can help you protect your rights.

    If you are looking for a law firm with experienced car accident attorneys, contact Anthem Injury Lawyers today.  Our phone number is (702) 857-6000.  We offer Free Consultations.

    Published by Anthony Golden

    Attorney Anthony B. Golden (“Tony”) is one of the founding partners of Anthem Injury Lawyers. Tony represents clients in all aspects of personal injury cases, from pre-litigation through jury trials and appeals. Tony has a proven track record of successfully representing clients in trials, arbitration, and appeals, as well as assisting clients in resolving high-value cases in mediation.

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